The implications of early retirement
It takes massive amounts of long-term discipline, planning and sacrifice throughout your working career to make early retirement possible. Very few of us can make it possible – especially if we want our retirement lifestyle to at least match our current lifestyle. Here are a few things you need to consider very carefully before […]
Read more...Managing debt and stress post-pandemic: Downsizing to get through tough times
Downsizing means that you go for smaller, more affordable lifestyle choices. Your monthly expenses will reduce, allowing you to free up some cash to pay off debt. It offers you an opportunity to actually enjoy life without worrying about your future financial security. In fact, downsizing your life could be the best decision you […]
Read more...The antidote to lifestyle creep
Lifestyle creep is what happens when an increase in your income results in an ever-escalating increase in your spending on expenses rather than saving. Even if you are earning a generous income, lifestyle creep may result in you living from paycheck to paycheck or racking up unfordable debt. If you have fallen into this […]
Read more...YOUR INVESTMENTS IN Q4 OF 2021
Markets struggled in November on news of the Omicron variant, which was initially thought to be a more dangerous variant with more mutations. This was on the back of a fourth Covid wave racing through Europe, which had already led to lockdowns. Globally, supply chain pressures are easing, both China and Japan have announced […]
Read more...RETURN TO OFFICE TIPS
The collaboration and socialisation that we have missed out on when working from home is one of the leading attractors to being back at your desk. Global studies indicate that the busiest days in the office are Tuesday through Thursday, as many try to extend the weekend experience. However, the most productive days are […]
Read more...A GUIDE TO CRYPTO ASSETS
The world of crypto can be complexed and confusing, so we created a simple guide to help you understand the basics! 2021 marked a significant year for Crypto-assets, starting with Tesla buying Bitcoins and Elon Musk’s continuous Tweets aboutcrypto-assets Dogecoin and Shiba. The country of El Salvador then set a new standard by adopting Bitcoin […]
Read more...BUDGETING TIPS FOR 2022
The early payment of December salaries and festive season overspend often result in starting the year with tight funds. To get your finances back on track read about our simple, and effective budgeting techniques. Creating and managing a spending plan is a lifelong skill that empowers you to achieve financial freedom. It is an […]
Read more...Before you bid farewell to 2021
Please take a moment to consider your loved ones. As a Fund member, you are eligible for a death benefit, in line with your Fund’s rules, and possibly another benefit according to your Employer’s policies. In this article, we will be focusing on the death benefit provided by your Fund. In terms of the […]
Read more...If retirement is right around the corner…
There are so many things to plan for and consider as your retirement date approaches. Some of these aspects are psychological, and these should not be glossed over. However, your financial well-being has a direct influence on your state of mind. For this reason, it’s vitally important to ensure that you plan properly from […]
Read more...World Aids Day: 1 December
We’ve all had so much to think about with the pandemic that it’s been very easy to lose track of some of the other diseases that we’ve lived with for a very long time. But that doesn’t change the fact that roughly one in five South Africans still lives with HIV and/or AIDS. The […]
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