Hot off the Press

Several medical schemes have launched their benefit and contribution structures for 2021. We have undertaken a detailed, independent analysis of the changes and the resultant impact on members. Click on your medical scheme below to read more.

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The world, the markets and your investments

Black Swan – that’s what hit the world in the first quarter of this year. 2020 was expected to be one of slow and steady economic growth, carrying the momentum from the end of 2019. However, COVID-19 and its impact was a black swan event that no one could have predicted. “A black swan is […]

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Coronavirus | How is it funded by medical schemes?

The Council for Medical Schemes (CMS) recently released a CMScript detailing key information about the symptoms, spread, diagnosis and treatment of Coronavirus. The publication confirmed the following regarding medical scheme cover for Coronavirus. CMS Confirmation of treatment “Diagnosis and management of uncomplicated Coronavirus infection is not included in the Prescribed Minimum Benefits (PMBs). Coronavirus infection […]

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What can you start doing now to help your future, retired Self

Your health care costs in retirement depend on a few factors. The good news is that you have some control over most of them. Here are some important factors that you can control now to help your future, retired self. FACTOR 1: Your health status The worse your health or your family’s medical history is […]

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Smart Investor | Budget Speech Edition

Pulling the proverbial Rabbit out of the Hat. Touted as the most important budget speech in 20 years, Minister of Finance Tito Mboweni’s pro-consumer address to the nation was met with a mixture of surprise and positivity.

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Getting started on your long-term goals

Most of us start our day with a ‘to do’ list of work and personal items that need attention. While we may have long term goals for our health, finances and growth, very often these don’t get the attention they need when we don’t have enough hours in the day to get to them. It’s […]

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2019 | A Tale of Two Parts

In 2018, investment market performance was dismal, with a record number of global and local asset classes giving negative returns. 2019 saw higher financial market returns than 2018, despite subdued economic growth in many countries because of trade tensions and global market growth slowing.

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ESG: what asset owners want from ESG – and their asset managers

  ESG is going mainstream, but what asset owners are seeking to achieve and the role of their asset managers is still poorly understood. NMG’s new Global ESG Study provides answers to the big ESG questions. Based on interviews with over 200 asset owners and 800 responses from US plan sponsors and advisers implementing ESG, […]

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Time to retire?

It’s important to meet with a financial planner to make informed decisions. Qualified, registered financial advisors are experts in their field and specialize in helping people reach their financial goals. They will gather relevant information from you to help you create a financial plan. They will be able to guide you to an objective decision […]

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The workplace consolidation threat to individual pension providers

  Consumer decisions about pension consolidation are increasingly important to the fortunes of pension providers. Nearly half of workplace pension members now prefer to consolidate to a workplace pension, instead of the individual products they would have typically done previously – a growing risk to individual pension providers. DC workplace pensions are highly intermediated. Most […]

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