Smart Investor | Budget Speech Edition
Pulling the proverbial Rabbit out of the Hat. Touted as the most important budget speech in 20 years, Minister of Finance Tito Mboweni’s pro-consumer address to the nation was met with a mixture of surprise and positivity.
Read more...Protected: Vacancy | Senior Consultant
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Read more...Getting started on your long-term goals
Most of us start our day with a ‘to do’ list of work and personal items that need attention. While we may have long term goals for our health, finances and growth, very often these don’t get the attention they need when we don’t have enough hours in the day to get to them. It’s […]
Read more...2019 | A Tale of Two Parts
In 2018, investment market performance was dismal, with a record number of global and local asset classes giving negative returns. 2019 saw higher financial market returns than 2018, despite subdued economic growth in many countries because of trade tensions and global market growth slowing.
Read more...ESG: what asset owners want from ESG – and their asset managers
ESG is going mainstream, but what asset owners are seeking to achieve and the role of their asset managers is still poorly understood. NMG’s new Global ESG Study provides answers to the big ESG questions. Based on interviews with over 200 asset owners and 800 responses from US plan sponsors and advisers implementing ESG, […]
Read more...Time to retire?
It’s important to meet with a financial planner to make informed decisions. Qualified, registered financial advisors are experts in their field and specialize in helping people reach their financial goals. They will gather relevant information from you to help you create a financial plan. They will be able to guide you to an objective decision […]
Read more...The workplace consolidation threat to individual pension providers
Consumer decisions about pension consolidation are increasingly important to the fortunes of pension providers. Nearly half of workplace pension members now prefer to consolidate to a workplace pension, instead of the individual products they would have typically done previously – a growing risk to individual pension providers. DC workplace pensions are highly intermediated. Most […]
Read more...Are NEST’s members becoming more attractive for competitors?
NEST was established in 2010 to support pensions auto-enrolment, a public sector provider which would ensure every employer could access a workplace pension scheme for their employees. However, for a scheme seen by industry as a backstop, it now has many members with around average or better incomes, and material account balances. The second […]
Read more...Why its important to leave a will
Even if you are in good health, it’s important to have an up to date will. It’s especially important if you have dependents or assets, such as a house, money in the bank, savings or investments. It is one of the most important legal documents that you will conclude in your lifetime. It deals with […]
Read more...Why so few of us can afford to retire
Some important reasons why members can’t afford to retire are that they either don’t contribute enough in the first place, they don’t start saving early enough, or both. When changing jobs, many members take their benefits in cash and start saving for retirement from scratch. It’s important to note that the sooner you start saving […]
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